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Every plan is a fixed-term business installment tradeline reported under your EIN — never your SSN — every month, automatically. No interest, no personal guarantee, no surprises. And Momentum now includes business credit consulting.
Pick the tradeline size that matches where your business is headed. Every plan reports automatically and every plan is 0% interest — Momentum also includes business credit consulting.
For new businesses just starting to build a file from scratch.
Want your file reporting to 2 bureaus instead of 1? Momentum adds Dun & Bradstreet →
Select FoundationFor growing businesses ready to build on both major bureaus at once.
For established businesses that want maximum tradeline size on terms built around them.
Or email support@bccsupplies.com · Mon–Fri 9am–5pm EST
BCC Supplies does not lend money and does not guarantee any score, rating, or financing outcome. Results depend on how you run your business and on bureau methodology outside our control. This is general business information, not financial advice. See how this is structured →
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Payments secured by StripeEach monthly payment pays down a pre-set installment plan with BCC Supplies, calculated as your monthly payment multiplied by 48 months. That total is reported as your high credit from day one, and your balance decreases with every payment until it's paid in full.
The full breakdown of what each plan includes, at a glance.
| Feature | Foundation | Momentum | VIP |
|---|---|---|---|
| Monthly price | $19 | $39 | Custom |
| Term | 48 months | 48 months | Custom |
| APR | 0% | 0% | 0% |
| Tradeline reported | $912 | $1,872 | Custom |
| Total paid over term | $912 | $1,872 | Custom |
| Dun & Bradstreet | — | ✓ | ✓ |
| Experian Business | ✓ | ✓ | ✓ |
| Equifax Business | — | — | ✓ |
| No personal guarantee | ✓ | ✓ | ✓ |
| Reporting dashboard | ✓ | ✓ | ✓ |
| AI Business Advisor | ✓ | ✓ | ✓ |
| Document generator | 5/mo | 25/mo | Unlimited |
| Business credit consulting | — | ✓ | ✓ |
| Dedicated account manager | — | — | ✓ |
| Lendavo™ access | — | ✓ | ✓ |
| Fundability Hub access | ✓ | ✓ | ✓ |
| Custom service build-out | — | — | ✓ |
| Support | Priority | White-glove |
Every page and application form is encrypted in transit.
Processed through a PCI Level 1 certified processor. We never store your card details.
Your information builds your tradeline — never sold to third parties.
Reported directly to major U.S. business credit bureaus.
Every plan operates at 0% APR for its entire duration, with no extra fees or cancellation penalties. Your monthly payments are applied directly to your commercial installment contract, which simply finances your business's access to our exclusive AI tools and education — while your tradeline reports automatically, on autopilot, every cycle. (BCC Supplies does not lend money — see how this is structured →)
Your tradeline reaches full term and the installment contract is paid down to zero — reflecting a fully repaid installment account on your business credit file. Many members choose to open a new plan to keep an active, reporting tradeline in place, but there's no obligation to continue.
Yes. You can move from Foundation to Momentum, or discuss a custom VIP plan, at any time from inside your account. Reach out to support and we'll walk you through how the change affects your existing tradeline.
Yes. All payments are processed through Stripe, a PCI Level 1 certified payment processor. BCC Supplies never sees or stores your full card number.
Not working out? Exit anytime, no penalty. Not through a self-serve button — every plan is a fixed-term commercial installment contract — but you're never locked in. Contact us by phone or email for any reason and we'll work with you: an approved release never carries an added penalty or hidden fee. Closing a tradeline early can affect your business credit profile though — see our full FAQ breakdown for details.
No. BCC Supplies does not lend money. Your plan is a commercial installment contract for BCC Supplies' own AI tools and education, and the tradeline it creates is reported to the business credit bureaus. (See how this is structured →)
Foundation reports to Experian Business. Momentum reports to Experian Business and Dun & Bradstreet, and VIP reports to all three major bureaus: Experian Business, Dun & Bradstreet and Equifax Business.
No. Your tradeline is reported under your EIN only, never your SSN, with no hard or soft personal credit pull and no personal guarantee.
No. A D-U-N-S number is optional for signing up with BCC Supplies. If you want one, it's free when you apply directly through Dun & Bradstreet, and our D-U-N-S registration guide walks you through it.
Just your EIN. You sign up with your business's EIN, never your SSN, so there is no personal credit check and no personal guarantee.
Pick a plan and get a business tradeline your business can grow on — reported under your EIN, never your SSN.
Choose your plan above